C Smith

College Student Credit Cards

Being in college is part of a transition stage in a person's life. That person is not a child anymore, but is not yet a full-fledged adult in terms of age and responsibilities. This stage of transition is the best time for a person to start being responsi... Read >

Using Credit Cards the Rewarding Way

Choosing a credit card, like any decision to be made, would require a lot of weighing of pros and cons. Among the first few aspects that people consider when credit card-shopping are: interest rates (if they are at a bearable and considerate level); annua... Read >

The Larry Rule - Is Applying for Store Credit Cards Bad for Your Credit?

Larry Lindsey is probably not a name that you know, but he is an important figure in the history of personal finance. Currently, Mr. Lindsey is President Bush's chief domestic economic advisor. Prior to that, he was a Federal Reserve Board Governor. But... Read >

Facts You Might Not Know About Debit Cards

Debit Cards America is quickly becoming a cashless society. Whereas it would have seemed odd, or even in poor taste to do so in the past, people routinely use plastic to pay for even the smallest purchases, such as a Slurpee from 7-Eleven. Almost all g... Read >

The Credit Repair Equation

Although credit cards may be what land the most people in credit trouble, they're also the best tool for credit repair. If you find yourself faced with mounting debts and worsening credit, the most important things you can do are always paying your minimu... Read >

College Student Financial Woes

College Student Credit If you're a college student, chances are you've been offered more than a few credit cards. Maybe you have a friend who has already run up credit card bills on par with her student debt, and so you've steered clear of the credit car... Read >

Tips on How To Choose The Right Credit Card For You

Is there such a thing as a "right" credit card? Looking around at the numerous credit card offers sometimes adds to the confusion instead of helping one make a concrete decision. One of the simplest solutions to battle the information overload? Decide wha... Read >

The 411 on Credit Reports

Credit Reports - What's On Them, and How to Check Yours Businesses in the United States buy more than two billion credit reports every year. Since there are currently fewer than 300 million people in the country, this means that the average adult has h... Read >

Bad Credit Scores - How do you get them?

There is no doubt that credit scores and credit histories have an impact on an individual's life. The impact can be small or huge, depending on what a person will be using the credit history for. The reasons for getting a less-than excellent credit standi... Read >